What are WePay's Payment limits?

⚠️ Effective May 1, 2024, customers will no longer have the option to process payments through WePay as the company will be discontinuing its services. ⚠️


If you would like to explore other options for payment processors, you can find more information in this article.

WePay's per-transaction limits are as follows:

  • Credit/Debit Cards: $75,000 per transaction
  • ACH: $10 million per transaction

Settlement Limits

The Settlement Limit is the maximum amount that can be settled out of a user's WePay account and into their personal bank account. Our users' limit starts at $25,000/week, but can easily be increased by WePay to flex with your collection needs.

This threshold determines the amount that can be immediately withdrawn every week. Any amount over (totaling over) this threshold will be available 7 days after first being received.

If your total payments for the week are less than the limit, no funds will be held and can be withdrawn daily.

Increasing your Settlement Limit

1. Download your company's bank statements over the last 3 months.
2. Follow this link to create a ticket for WePay
3. Include the following details into the ticket fields from the example below:
  • Email: name@companyemail.com
  • Subject: Payout Limit Adjustment Request
  • Description:
    • WePay Account ID: 12345678
    • Requested Payout Limit Amount: $50,000 per week
    • Reason for Adjustment: I am requesting to increase the payout limit for my merchant account because we regularly process more than $10,000 per week in customer payments.
  • Attachments: [3 months worth of bank statements]
4. Click Submit.
Your request should be processed within 1-3 business days.

The smallest amount you are allowed to collect with WePay is $5.