What Is JobNimbus Financing?

How Financing Works

JobNimbus Financing is its own feature that lets you offer customers a monthly payment option directly on a Job or Estimate, without leaving JobNimbus. Once your account is connected, JobNimbus Financing gives your customers access to financing through Wisetack.

The flow has four steps:

1. Offer financing. Send a prequalification or loan application from the Job by email, text, or QR code.
2. Application. The customer applies on their own device in a few minutes. Checking their options doesn't affect their credit score.
3. Decision. You see the result in real time on the Job in JobNimbus.
4. Payment. Once the work is done and the customer confirms completion, you're paid in full, and Wisetack handles the customer's monthly payments from there.

Prequalification vs. Loan Application

Send a prequal early in the conversation, before there's a final number. The customer sees what they may qualify for with no effect on their credit score.

Send a loan application once there's a real amount on the Estimate or invoice. This sends the actual application for the Job amount so the customer can pick a payment plan and move forward.

Check out How Do I Add Financing to an Estimate? to learn how to turn financing on for a specific Estimate.