What Is JobNimbus Financing?

On This Page

• How Financing Works
• Prequalification vs. Loan Application
• Frequently Asked Questions

How Financing Works

JobNimbus Financing is its own feature that lets you offer customers a monthly payment option directly on a Job or Estimate, without leaving JobNimbus. Once your account is connected, JobNimbus Financing gives your customers access to financing through Wisetack.

The flow has four steps:

1. Offer financing. Send a prequalification or loan application from the Job by email, text, or QR code.
2. Application. The customer applies on their own device in a few minutes. Checking their options doesn't affect their credit score.
3. Decision. You see the result in real time on the Job in JobNimbus.
4. Payment. Once the work is done and the customer confirms completion, you're paid in full, and Wisetack handles the customer's monthly payments from there.

Prequalification vs. Loan Application

Send a prequal early in the conversation, before there's a final number. The customer sees what they may qualify for with no effect on their credit score.

Send a loan application once there's a real amount on the Estimate or invoice. This sends the actual application for the Job amount so the customer can pick a payment plan and move forward.

Check out How Do I Add Financing to an Estimate? to learn how to turn financing on for a specific Estimate.

Frequently Asked Questions

Does financing cost me anything extra?

No. Financing is included with JobNimbus, with no setup fee and no per-transaction charge from JobNimbus.

Will checking options hurt my customer's credit score?

No. Your customer can check their financing options without affecting their credit score.

We already offer financing through another provider. Do we have to switch?

No. JobNimbus Financing adds a monthly payment option on the Estimate through Wisetack. It doesn't replace what you already use.

When do I get paid?

You're paid in full once the job is done and the customer confirms completion to Wisetack, typically within one to three business days of their confirmation.

What if the customer loses the application link?

Open the loan and select Resend Loan, copy the link, or have the customer scan the QR code in person.

Can I send financing from the Mobile App?

Yes. Prequals, loan applications, status tracking, QR codes, and payment requests all work in the Mobile App.

What's the loan amount range for financing?

JobNimbus Financing offers amounts between $500 and $65,000. If an Estimate is above $65,000, work with the customer to arrange the remaining amount directly.